finance
13-Week Cash Forecast
The single Monday-morning ritual every Israeli founder runs.
90 min to set up. 15-30 min/week to maintain.
What it is
A rolling 13-week spreadsheet tracking cash in and cash out by week. Updated every Monday before email. The discipline that ends cash anxiety in 30 days.
When to use it
From day one of operating any business with employees or vendor obligations. Especially critical for service businesses with lumpy revenue or growing payroll.
How it works
- 1.Two columns per week (cash IN, cash OUT). 13 weeks across the top.
- 2.Bottom row: running cash balance
- 3.Update every Monday morning. Actuals from last week. Projections for the next 13 weeks.
- 4.Be conservative on IN. Comprehensive on OUT (taxes, software, planned hires, all of it).
Outcome
You spot crunches 9 weeks out instead of on the day they happen. Cash anxiety drops to near zero by month 2.
Israeli origin
Tachles - cut to the bottom line. Every Israeli founder runs this without exception.